Privacy and Data Protection Policy | REMS

Privacy Policy

At REMS, we respect every individual's right to privacy.

Statement of Commitment and Assurance
We are committed to protecting your privacy and are compliant with generally accepted privacy practices on privacy of information on the internet. We will treat any information that we receive from you with care and recognise the need for appropriate action to manage and protect any information that you share with us.

Collection of Personal Data
The information you supply, whether through our online contact form, signup, enquiry or by sending an electronic mail message, text, SMS, MMS messages or voice calls, is deemed to consent to the collection of personal data. 

Purposes for which we process your process data
The purposes for which we processes personal data include the following:
i.         to provide you with the services you have requested and maintaining our relationship with you;
ii.        operational purposes including assessing your suitability for products and services and statistical analysis;
iii.       identity verification, sanctions screening and due diligence checks as may be required under applicable law, regulation or directive;
iv.       credit assessment, including conducting credit checks; 
v.        conducting market research and surveys with the aim of improving our products and services;
vi.       to comply with law or regulation, including requests from local or foreign regulators, government, tax or law enforcement authorities;
vii.      for the prevention and detection of crime (including, without limitation, money laundering, terrorism and fraud prevention, detection and prosecution);
viii.     for marketing purposes;

We may disclose personal data for any of the purposes above to:
i.          any officer, employee, agent or director of REMS (including subsidiaries, affiliates, representative and branch offices of the REMS) professional advisers, third party service providers, agents or independent contractors providing services to support the REMS's business operations under a duty of confidentiality to REMS;
ii.         any person to whom disclosure is allowed or required by law, regulation or any other applicable instrument;
iii.       any court, tribunal, regulator (including national and/or international regulator), enforcement agency, exchange body, tax or other authority (including HDB, CPF or an authority investigating an offence) where we are required to do so by applicable law and/or regulation; any authority or regulator; any directive, order or request of any authority or regulator; or any agreement with a regulator or an authority;

Personal Information
We do not collect personal information like names and addresses when you visit our website unless you choose to provide it to us.  If you do choose to provide that information to us, it is only used for the purpose for which you gave it to us. We do not sell personal information to anyone.

Accuracy of Information
As REMS relies on your Personal Data to provide products and services to you, you shall ensure that at all times the information provided by you to us is correct, accurate and complete. You shall update us in a timely manner of all changes to the information provided to us.

If You Send Us Personal Information
You may decide to send us information, including personally identifiable information. The information you supply, whether through our online contact form or by sending an electronic mail message – is maintained by us for the purpose of processing your request or enquiry. Please note that while all information provided by you will be kept in the strictest confidence, we may from time to time work with third-party service providers to provide further advice and solutions for you (such as third-party financiers, banks, etc), as well as assist us in various administrative matters (such as the processing of mortgage applications and rebating of commissions, etc). In such situations, you agree to these third-party service providers having access to various of your confidential information to the extent necessary for the due performance of their duties. If you register for our mailing list, the information you provide will be used to send you REMS communiqués or notify you about updates to our website. When you choose to send an electronic mail message or website feedback form to us, you are consenting to REMS using the information provided therein, including your personally identifiable information, in accordance with this notice.

Information Security
If you share any personal information with us, we will take appropriate steps to protect that information from unauthorised access or disclosure. Like many website operators, our web servers may collect information such as the domain names of visitors, the number of visits to each page, the number of times each file is downloaded or the time of day that people visit our webpages. We are interested only in aggregate information (information about a large number of people) to assess the effectiveness of our web-site for the purpose of further enhancing our content and services.

Terms of Use for Reports
Any reproduction or distribution of reports by REMS is prohibited unless authorised in writing by REMS. Our reports are provided for general information only and should not be treated as advice for any specific user or property.  Users of our reports should consider the reports as one of the many factors in making their investment decision and should seek specific investment advice. REMS and the authors of the reports shall not accept and hereby disclaim all responsibilities and liability for consequences arising out of any use of the reports.

Withdrawal of Consent
You may withdraw your consent given for any or all purposes set out in this Statement by writing in to If you withdraw your consent to any or all purposes and depending on the nature of your request, REMS may not be in a position to continue to provide our products or services to you.

How To Contact Us About Our Website
If you have a question about the way your information is used in connection with this website, REMS's privacy and information practices or if you require more information on or access to the information which you have earlier provided to us, you may write in to

By accessing this site and any pages there of, you agree to be bound by its Privacy Policy and other policies posted on the website. REMS and its related companies are neither endorsing any of the opportunities that appear on this website nor mak ing any specific recommendations regarding the appropriateness of particular opportunities for any user. Use of this website does not constitute an offer by REMS to sell, solicit or make any offer to buy any investment interest . In addition, this website may not be used for the purpose of and does not constitute an offer or invitation to purchase or subscribe for any securities in any jurisdiction or under any circumstances in which such offer or invitation is unlawful or unauthorised or to any person to whom it is unlawful to make such offer or invitation.